Many people put off freezing their credit because they assume it involves complicated paperwork or hidden fees. That misconception leaves their identity vulnerable to new account fraud.
Federal law guarantees that freezing and unfreezing your credit reports is completely free. The Federal Trade Commission confirms that Equifax, Experian, and TransUnion cannot charge you a dime for this protection.
You must contact each of the three nationwide bureaus individually to place or lift a freeze. The entire process takes about fifteen minutes online across all three sites.
Setting aside a single quiet quarter-hour at your desk shuts the door on identity thieves.
What has stopped you from doing this already?
