Should personal finance be mandatory in every school?
High school graduates learn calculus and history, yet most never receive a single lesson on credit scores.
Students enter adulthood without basic knowledge about taxes, compound interest, or retirement accounts.
Studies show that early financial literacy classes significantly improve adult credit scores and lower debt defaults.
State level legislative records document financial industry lobbying against certain mandatory literacy requirements.
Understanding interest rates and budgeting protects young consumers from predatory financial products.
Teaching practical money skills creates lasting financial independence for future generations.
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