-What experience do you have? Find out how long the planner has been in practice and the number and types of companies with which she has been associated. Ask the planner to briefly describe her work experience and how it relates to her current practice. Choose a financial planner who has experience counseling individuals on [...]

When you first start investing, the number of experts that rush over to help you out with your little portfolio is amazingand, to be honest, just a little confusing. Should you follow the suggestions of the nice man at your local bank branch? Hand over your money to that mutual fund manager your financial adviser [...]

A million bucks. That’s how much money I’m going to have when I retireat the very least. How am I going to do it? Not by flipping real estate, not by playing the lottery and no, not by responding to one of those Make big $$$ at home ads. I’m going to do it the [...]

A financial planner or financial advisor is a practicing professional who helps people deal with various personal financial issues through proper planning, which includes but is not limited to these major areas: cash flow management, education planning, retirement planning, investment planning, risk management and insurance planning, tax planning, estate planning and business succession planning (for [...]

Financial planning should cover all areas of the client’s financial needs and should result in the achievement of each of the client’s goals. The scope of planning would usually include the following:and Insurance Planning Risk management Managing cash flow risks through sound risk management and insurance techniques Investment and Planning Issues Planning, creating and managing [...]